CardinalCommerce is a wholly-owned subsidiary of Visa and is headquartered in Cleveland, Ohio. Cardinal is the global leader in authenticating eCommerce transactions. Our technology-leading products eliminate fraud while increasing sales and reducing consumer friction in the card-not-present payments industry. Cardinal operates the largest authentication network in the world. Through One Connection to drive digital commerce, we enable friction-free, technology-neutral authentication and alternative payment services (including digital wallets and mobile commerce services). Cardinal services, partners with and complements most providers in the marketplace to deliver their One Connection solution to secure transactions. In accommodating a growing number of payment brands and methods, Cardinal's platforms serve as universal switches, supporting virtually all merchant platforms, wallets, legacy processing systems and authentication methodologies. We service a worldwide Customer base from facilities in the United States, Europe and Africa.