Understanding Mastercard Excessive Chargeback Program and How to Avoid It
As the name implies, the MasterCard Excessive Chargeback Program (ECP) is a predetermined chargeback threshold that helps acquirers to evaluate and predict merchants’ chargeback risks. To help promote reliable, simple, and safe commerce for all stakeholders, Mastercard established a standard chargeback-to-transaction ratio threshold that should g
Merchant Guide to Understanding Chargebacks
Editorial note: This guest post was submitted by Cris Carillo, co-founder of Allied Payments If you’ve been in business for any length of time, you
Chargeback Fraud
Chargeback fraud is when a credit card holder refuses to pay for an eCommerce purchase made with their card, either because it was used without their
What is TC40 Data?
TC40 data is information collected by a card-issuing bank when a card-holder claims a transaction posted to their account is fraudulent. A TC40 report
2020 Chargeback Representment Guide Released
Merchant Fraud Journal is proud to release our 2020 Chargeback & Representment guide. You can download it here. The timing of the release is delib
Top Chargeback Protection Solutions
Ecommerce fraud is a problem that continues to grow. Yet despite all the tools and knowledge available to fight chargebacks, merchants continue to str
Shopify Payments Shutdown
Running a business in a high-risk industry will pretty much always result in issues with payment processing. The problems becomes even more complex if
Are Payment Providers Moving into the Chargeback Guarantee Market?
Chargeback guarantee or chargeback insurance is a service that provides merchants with an extra layer of security on transactions. The guarantee provi
How to Fight PayPal Chargeback Fraud
No merchant wants to need to know how to fight PayPal chargeback fraud. But it’s a reality of using the platform. However, it’s possible t
Chargebacks911 to Hold “Chargeback University” on June 18th in Los Angeles
Online merchants lose $40 billion annually to chargeback fraud and post-sale chargeback-related expenses. It’s one of the costliest, fastes
