What is TC40 Data?
TC40 data is information collected by a card-issuing bank when a card-holder claims a transaction posted to their account is fraudulent. A TC40 report is the form the bank uses to send the TC40 data to credit card payments companies like VISA and MasterCard. However, TC40 reports do not account for friendly fraud, disputes arising
2020 Chargeback Representment Guide Released
Merchant Fraud Journal is proud to release our 2020 Chargeback & Representment guide. You can download it here. The timing of the release is delib
Top Chargeback Protection Solutions
Ecommerce fraud is a problem that continues to grow. Yet despite all the tools and knowledge available to fight chargebacks, merchants continue to str
Shopify Payments Shutdown
Running a business in a high-risk industry will pretty much always result in issues with payment processing. The problems becomes even more complex if
Are Payment Providers Moving into the Chargeback Guarantee Market?
Chargeback guarantee or chargeback insurance is a service that provides merchants with an extra layer of security on transactions. The guarantee provi
How to Fight PayPal Chargeback Fraud
No merchant wants to need to know how to fight PayPal chargeback fraud. But it’s a reality of using the platform. However, it’s possible t
Chargebacks911 to Hold “Chargeback University” on June 18th in Los Angeles
Online merchants lose $40 billion annually to chargeback fraud and post-sale chargeback-related expenses. It’s one of the costliest, fastes
Chargeback Detection: 10 Things to Look For
Chargebacks are an inevitable part of selling things online. In fact, 63% of companies saw equal or higher levels of fraud year-over-year versus 2018.
Merchant Chargeback Insurance
Chargeback insurance is a service offered by many top eCommerce fraud protection solutions that reimburses merchants for the value of any order their
How Merchants Can Fight Credit Card Disputes
A credit card dispute often leaves merchants with more questions than answers. Understanding the process is the first step in knowing how to fight cha
